Overview

TD Bank offers SCRA benefits on credit cards, mortgages, and personal loans. They have a strong presence in the Northeast.

Contact Information
Customer Service
1-888-751-9000
Mailing Address
TD Bank
Attn: SCRA
P.O. Box 1377
Lewiston, ME 04243

Eligible Products

TD Bank offers SCRA benefits on the following products when the account was opened before your active duty service began:

  • Credit Cards: TD Bank credit cards
  • Mortgages: Home loans through TD Bank
  • Personal Loans: Unsecured personal loans

How to File Your Claim

  1. 1

    Call TD Bank

    Contact customer service for SCRA request.

  2. 2

    Submit Orders

    Mail your military orders with account numbers.

  3. 3

    Confirm Processing

    Verify rate reduction on your statements.

Required Documents

Document Checklist
Military Orders — Showing active duty start date
Account Numbers — All TD Bank accounts

Processing Time

TD Bank typically processes SCRA requests within 30 days. You'll receive written confirmation once approved.

Retroactive refunds: If approved, TD Bank will calculate all excess interest paid since your service start date and issue a refund, typically as a statement credit or check.

Tips for Success

Pro Tips
  • Include all account types in one request
  • TD Bank has branches primarily in the Northeast

Get the 6% Rate Cap — We File for You

We handle the paperwork, calls, and follow-ups. One $59 filing covers TD Bank and all your other lenders.