Barclays SCRA Benefits
Credit Cards, Co-branded Cards
Overview
Barclays issues many co-branded credit cards (airlines, hotels, retail). All Barclays-issued cards qualify for SCRA benefits.
Attn: SCRA
P.O. Box 8801
Wilmington, DE 19899
Eligible Products
Barclays offers SCRA benefits on the following products when the account was opened before your active duty service began:
- Credit Cards: All Barclays consumer credit cards
- Co-branded Cards: Airline, hotel, and retail partner cards
How to File Your Claim
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1
Call Barclays
Contact customer service for SCRA request.
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2
Submit Orders
Fax or mail your military orders.
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3
Confirm Processing
Verify rate reduction on your statement.
Required Documents
Processing Time
Barclays typically processes SCRA requests within 21-30 days. You'll receive written confirmation once approved.
Retroactive refunds: If approved, Barclays will calculate all excess interest paid since your service start date and issue a refund, typically as a statement credit or check.
Tips for Success
- Check which of your cards are issued by Barclays
- Co-branded cards (airlines, hotels) often are Barclays-issued
Get the 6% Rate Cap — We File for You
We handle the paperwork, calls, and follow-ups. One $59 filing covers Barclays and all your other lenders.