Overview

Toyota Financial Services provides financing for Toyota and Lexus vehicles. They offer SCRA rate caps on auto loans and lease termination rights for military deployments.

Contact Information
Customer Service
1-800-874-8822
Fax
1-469-486-4393
Mailing Address
Toyota Financial Services
Attn: SCRA
P.O. Box 650901
Dallas, TX 75265

Eligible Products

Toyota Financial Services offers SCRA benefits on the following products when the account was opened before your active duty service began:

  • Auto Loans: Toyota and Lexus vehicle financing
  • Vehicle Leases: Early termination rights for PCS/deployment

How to File Your Claim

  1. 1

    Call Toyota Financial

    Contact customer service and request SCRA benefits.

  2. 2

    Submit Orders

    Fax or mail your military orders.

  3. 3

    Receive Confirmation

    Toyota will confirm rate reduction or lease termination options.

Required Documents

Document Checklist
Military Orders — Showing active duty start date
Account Number — Toyota Financial account

Processing Time

Toyota Financial Services typically processes SCRA requests within 14-21 days. You'll receive written confirmation once approved.

Retroactive refunds: If approved, Toyota Financial Services will calculate all excess interest paid since your service start date and issue a refund, typically as a statement credit or check.

Tips for Success

Pro Tips
  • Lease termination requires deployment or PCS orders
  • Rate cap applies to pre-service loans only

Get the 6% Rate Cap — We File for You

We handle the paperwork, calls, and follow-ups. One $59 filing covers Toyota Financial Services and all your other lenders.