US Bank SCRA Benefits
Credit Cards, Mortgages, Auto Loans, Banking
Overview
US Bank is one of the largest banks in America and offers SCRA benefits on all consumer products including credit cards, mortgages, and auto loans.
Attn: SCRA
P.O. Box 3067
Oshkosh, WI 54903
Eligible Products
US Bank offers SCRA benefits on the following products when the account was opened before your active duty service began:
- Credit Cards: All US Bank credit cards
- Mortgages: Home loans serviced by US Bank
- Auto Loans: Vehicle financing
- Personal Loans: Unsecured personal loans
How to File Your Claim
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1
Call US Bank
Contact customer service for SCRA request.
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2
Submit Orders
Mail your military orders with account numbers.
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3
Confirm Processing
Verify rate reduction on your statements.
Required Documents
Processing Time
US Bank typically processes SCRA requests within 30 days. You'll receive written confirmation once approved.
Retroactive refunds: If approved, US Bank will calculate all excess interest paid since your service start date and issue a refund, typically as a statement credit or check.
Tips for Success
- Include all account types in one request
- Follow up if you don't receive confirmation within 30 days
Get the 6% Rate Cap — We File for You
We handle the paperwork, calls, and follow-ups. One $59 filing covers US Bank and all your other lenders.