51
States Covered
12
Enhanced Protection
SCRA by State
Federal SCRA protects all servicemembers, but 12 states offer additional protections including lower interest rate caps, Title 32 coverage, and more.
Enhanced State Protections
Federal SCRA Only
Enhanced Protections
12 states with state-level protections
Federal SCRA Only
39 states with federal protections
Alabama
Alaska
Arizona
Arkansas
Connecticut
Delaware
District of Columbia
Hawaii
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
North Dakota
Oklahoma
Oregon
Rhode Island
South Carolina
South Dakota
Tennessee
Utah
Vermont
West Virginia
Wisconsin
Wyoming
Interest Rate Caps
Federal SCRA caps rates at 6%, but some states like California cap at 4% for certain loans—saving you even more.
Title 32 Coverage
Federal SCRA only covers Title 10 activations. Some states extend protections to state-activated National Guard members.
Eviction Protection
Federal SCRA has rent limits for eviction protection. States like New York have no rent limit, protecting all servicemembers.
Get Your State's Protections
We automatically apply both federal and state-specific protections when filing your SCRA claims.
Calculate Your Savings