SCRA in California

California offers enhanced military protections beyond federal SCRA. Learn about state-specific benefits available to servicemembers.

California's Enhanced Protections

California Military and Veterans Code § 400-409

Provides a 4% interest rate cap on certain loans, lower than the federal 6% cap.

California Civil Code § 1946.7

Allows early termination of residential leases for military members.

Camp Pendleton Travis AFB Edwards AFB Fort Irwin Naval Base San Diego Marine Corps Air Station Miramar Beale AFB Los Angeles AFB

California Department of Veterans Affairs

1-800-952-5626

Official Website

Always Available

All servicemembers in California are protected by these federal benefits.

Cap interest rates on all pre-service debts, including mortgages, auto loans, and credit cards.

Terminate residential and vehicle leases without penalty when entering service or receiving PCS/deployment orders.

Protection from foreclosure during service and for 12 months after without a court order.

Landlords must obtain a court order before evicting servicemembers or dependents.

Request delays in civil court proceedings when military duties prevent appearance.

Recover overpaid interest even if you didn't request benefits when entering service.

SCRA Saver automatically applies all federal and state-specific protections to maximize your savings.