SCRA in Louisiana
Louisiana offers enhanced military protections beyond federal SCRA. Learn about state-specific benefits available to servicemembers.
Louisiana's Enhanced Protections
- 6% interest rate cap during active duty deployment (RS 29:312)
- Excess interest above 6% is forgiven, not deferred
- Monthly payments reduced by forgiven interest amount
State Laws & Statutes
Military Installations in Louisiana
Federal SCRA Protections
All servicemembers in Louisiana are protected by these federal benefits.
6% Interest Rate Cap
Cap interest rates on all pre-service debts, including mortgages, auto loans, and credit cards.
Lease Termination
Terminate residential and vehicle leases without penalty when entering service or receiving PCS/deployment orders.
Foreclosure Protection
Protection from foreclosure during service and for 12 months after without a court order.
Eviction Protection
Landlords must obtain a court order before evicting servicemembers or dependents.
Stay of Proceedings
Request delays in civil court proceedings when military duties prevent appearance.
Retroactive Refunds
Recover overpaid interest even if you didn't request benefits when entering service.
Ready to Claim Your Louisiana Benefits?
SCRA Saver automatically applies all federal and state-specific protections to maximize your savings.
Calculate Your Savings