SCRA in New York

New York offers enhanced military protections beyond federal SCRA. Learn about state-specific benefits available to servicemembers.

New York's Enhanced Protections

New York Military Law Article 13 (Soldiers' and Sailors' Civil Relief Act)

Comprehensive state-level protections including eviction protection with no rent limit (Section 309), and 6% interest rate cap (Section 323-a).

New York Real Property Law § 232-b

Military termination clause requirements for residential leases.

Fort Drum West Point Stewart Air National Guard Base

New York Division of Veterans Services

1-888-838-7697

Official Website

Always Available

All servicemembers in New York are protected by these federal benefits.

Cap interest rates on all pre-service debts, including mortgages, auto loans, and credit cards.

Terminate residential and vehicle leases without penalty when entering service or receiving PCS/deployment orders.

Protection from foreclosure during service and for 12 months after without a court order.

Landlords must obtain a court order before evicting servicemembers or dependents.

Request delays in civil court proceedings when military duties prevent appearance.

Recover overpaid interest even if you didn't request benefits when entering service.

SCRA Saver automatically applies all federal and state-specific protections to maximize your savings.