Enhanced State Protections

SCRA in North Carolina

North Carolina offers enhanced military protections beyond federal SCRA. Learn about state-specific benefits available to servicemembers.

North Carolina's Enhanced Protections

North Carolina Servicemembers Civil Relief Act (G.S. 127B, Art. 4)

State Guard gets SCRA protections (G.S. 127B-25 to 127B-36).

G.S. 53-180.1 (Military Service Members Limitation)

8% interest rate adjustment for certain loans made to military members.

Fort Liberty (Bragg) Camp Lejeune Marine Corps Air Station Cherry Point Seymour Johnson AFB Pope Field

North Carolina Department of Military and Veterans Affairs

1-844-624-8387

Official Website

Always Available

All servicemembers in North Carolina are protected by these federal benefits.

Cap interest rates on all pre-service debts, including mortgages, auto loans, and credit cards.

Terminate residential and vehicle leases without penalty when entering service or receiving PCS/deployment orders.

Protection from foreclosure during service and for 12 months after without a court order.

Landlords must obtain a court order before evicting servicemembers or dependents.

Request delays in civil court proceedings when military duties prevent appearance.

Recover overpaid interest even if you didn't request benefits when entering service.

SCRA Saver automatically applies all federal and state-specific protections to maximize your savings.