SCRA in Oregon
Oregon offers enhanced military protections beyond federal SCRA. Learn about state-specific benefits available to servicemembers.
Oregon's Enhanced Protections
- 6% interest rate cap for state Guard 30+ days (ORS 399.240)
- Covers Title 10 and Title 32 activations
- Creditors must recalculate payments at reduced rate
State Laws & Statutes
Military Installations in Oregon
Federal SCRA Protections
All servicemembers in Oregon are protected by these federal benefits.
6% Interest Rate Cap
Cap interest rates on all pre-service debts, including mortgages, auto loans, and credit cards.
Lease Termination
Terminate residential and vehicle leases without penalty when entering service or receiving PCS/deployment orders.
Foreclosure Protection
Protection from foreclosure during service and for 12 months after without a court order.
Eviction Protection
Landlords must obtain a court order before evicting servicemembers or dependents.
Stay of Proceedings
Request delays in civil court proceedings when military duties prevent appearance.
Retroactive Refunds
Recover overpaid interest even if you didn't request benefits when entering service.
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