Financial Protections
Pre-Service Debt
50 U.S.C. § 3937(a)(1)
Definition
Any debt or obligation incurred before a servicemember enters active duty. Only pre-service debts qualify for the SCRA 6% interest rate cap. Debts incurred after entering active duty are not covered.
Legal Reference
This term is defined in 50 U.S.C. § 3937(a)(1) of the Servicemembers Civil Relief Act.